Privacy Policy

At Go Money Fast, powered by GORAKSH SALES AND DISTRIBUTION PRIVATE LIMITED, we are committed to protecting your privacy and safeguarding your personal and financial information. This Privacy Policy explains how we collect, use, share, and protect your information. By using our services, you consent to the practices described herein.

1. Information We Collect

We may collect the following types of information:

1.1 Personal Information:

  • Name, address, email, phone number, date of birth.
  • Government-issued identification numbers (e.g., PAN, Aadhaar).

1.2 Financial Information:

  • Income details, bank account information, and credit history.
  • Employment details and tax documents (e.g., ITR, Form 16).

1.3 Usage Information:

  • Information about your interactions with our website, app, and services.
  • Device and browser details, including IP address and cookies.

1.4 Additional Information:

  • Any other information you provide during the application process or through customer support channels.

2. How We Use Your Information

We use your information for the following purposes:

  • Loan Processing: To assess your eligibility, verify your identity, and process your loan application.
  • Communication: To provide updates, reminders, and important notifications related to your account or loan status.
  • Compliance and Legal Obligations: To meet regulatory requirements, report to credit bureaus, and prevent fraud or illegal activities.
  • Improving Services: To analyze usage patterns, improve our services, and develop new features.
  • Marketing and Promotions: To inform you about new products, offers, and services (with your consent, where required).

3. Sharing Your Information

We may share your information with third parties under the following circumstances:

  • Credit Bureaus: For credit assessment and reporting purposes.
  • Service Providers: To third-party vendors who assist us in operations such as payment processing, customer support, and marketing.
  • Legal Obligations: To government agencies or regulators, as required by law.
  • Business Transfers: In case of mergers, acquisitions, or restructuring, your information may be transferred to the new entity.

4. Security Measures

We implement robust security practices to protect your information:

  • Encryption of sensitive data during transmission.
  • Secure servers and firewalls to prevent unauthorized access.
  • Regular security audits and employee training on data protection.

However, no method of electronic storage or transmission is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.

5. Your Rights

  • Access and Correction: Request access to the personal information we hold about you and correct inaccuracies.
  • Withdrawal of Consent: Opt-out of marketing communications or withdraw consent for data processing (except where legally required).
  • Data Deletion: Request the deletion of your information, subject to legal and regulatory requirements.
  • Raise Concerns: Contact us if you believe your data has been misused or mishandled.

6. Use of Cookies

Our website and app use cookies to enhance user experience:

  • Necessary Cookies: For site functionality.
  • Analytical Cookies: To understand usage patterns and improve services.
  • Advertising Cookies: For personalized marketing campaigns.

You can control cookie preferences through your browser settings.

7. Updates to the Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in regulations or business practices. Updates will be posted on our website, and you will be notified of significant changes.

8. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy, contact us: