Terms and Conditions

Welcome to Go Money Fast! By availing of our services, you agree to the following terms and conditions. Please read them carefully. These terms govern your relationship with Go Money Fast, powered by GORAKSH SALES AND DISTRIBUTION PRIVATE LIMITED.

1. General Terms

1.1. Eligibility:

  • You must be at least 18 years old to apply for any loan.
  • All applicants must provide valid identity, address, and income proof.

1.2. Accuracy of Information:

  • All information provided in the loan application must be accurate and complete.
  • Submission of false or misleading information may result in loan denial or legal action.

1.3. Loan Approval:

  • Approval of loans is subject to credit checks, income verification, and internal policies.
  • Go Money Fast reserves the right to reject any loan application without explanation.

2. Loan Terms

2.1. Loan Amount and Tenure:

  • The loan amount and tenure will be decided based on the applicant's eligibility and Go Money Fast's policies.

2.2. Interest Rates and Charges:

  • Interest rates are fixed or variable, as per the agreement, and depend on the borrower’s profile.
  • Additional charges, such as processing fees, late payment penalties, and prepayment charges, will be detailed in the loan agreement.

2.3. Repayment:

  • Borrowers must repay the loan as per the EMI schedule provided in the loan agreement.
  • Non-payment or delayed payment may attract penalties and impact the borrower’s credit score.

3. Privacy and Data Usage

3.1. Data Collection:

  • Go Money Fast collects personal and financial information for processing loan applications.

3.2. Data Security:

  • Your information is stored securely and used only for loan processing, credit assessments, and compliance with legal requirements.

3.3. Third-Party Sharing:

  • Go Money Fast may share data with credit bureaus and other partners for loan processing and credit reporting purposes.

4. Customer Obligations

4.1. Loan Usage:

  • Borrowers must use the loan amount for the declared purpose stated in the loan application.

4.2. KYC Compliance:

  • Borrowers must comply with all Know Your Customer (KYC) requirements as per regulatory norms.

4.3. Notification of Changes:

  • Borrowers must inform Go Money Fast of any changes to contact information, employment status, or financial condition.

5. Rights of Go Money Fast

5.1. Loan Recall:

  • Go Money Fast reserves the right to recall the loan in case of non-compliance with terms or misuse of funds.

5.2. Legal Action:

  • In case of default, Go Money Fast may initiate legal proceedings and report the default to credit bureaus.

5.3. Policy Updates:

  • Go Money Fast reserves the right to modify these terms and conditions at its discretion, with prior notice to customers.

6. Disclaimers

6.1. No Guarantee of Loan Approval:

  • Submitting a loan application does not guarantee approval.

6.2. Force Majeure:

  • Go Money Fast is not liable for delays or disruptions caused by events beyond its control (e.g., natural disasters, technical failures).

7. Dispute Resolution

7.1. Grievances:

7.2. Jurisdiction:

  • All disputes are subject to the exclusive jurisdiction of courts in [City Name].

By proceeding with Go Money Fast’s services, you agree to abide by these terms and conditions. If you have any questions or need clarification, please contact us.